Jess Maynard of Evans Head is not happy that NRMA charged her more for insurance on her car simply because it was a Ford.
Jess Maynard of Evans Head is not happy that NRMA charged her more for insurance on her car simply because it was a Ford. Samantha Elley

Are NRMA anti Ford owners?

WHEN she went to renew the comprehensive insurance on her Ford XH ute, Jess Maynard of Evans Head was shocked to find that the premium was higher simply because of the brand of car.

"The lady at NRMA said that because I drove a Ford it was going to cost me more," she said.

"She said the reason was that there are more Fords on the road, so they get more claims."

She said the NRMA explained that Holdens were the second-highest category of car. For her 1997 Ford utility Ms Maynard was quoted $62 a month by NRMA but when she phoned other companies the average cost was only $44-46 a month.

"That means I save about $200 a year," she said.

An NRMA Insurance spokesperson said car insurance premiums, while based on many factors, did not take the make of car into account.

"Car insurance premiums are based on a range of factors," she said. "(These include) the age and sex of the main driver and their driving experi- ence, the type of vehicle, who else may be driving the vehicle, where the vehicle is used or kept, what the vehicle is used for, the vehicle's value and previous claims record."

However, a quick online comparison between similar Ford and Holden utility comprehensive insurance quotes showed a different story.

The Ford premium was $24.95 a year dearer despite all other factors being the same.

Ms Maynard asked why the Ford was more expensive and the NRMA representative directed her to the Product Disclosure Statement.

"It didn't have anything about Ford being more expensive," she said.

 

PREMIUM DIFFERENCES

With all other factors remaining the same, a quick online quote between two similar Ford and Holden utilities showed the following results:

Ford Falcon XR8 Utility, 2011 model: $842.15pa

Holden Commodore SS utility, 2011 model: $817.20pa



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