SKODA owners can drive their vehicle out of the showroom with the knowledge of its future worth.

Announced at the 2015 Skoda Octavia Scout launch in Tasmania today, the Czech marque has revealed Skoda Choice which incorporates guaranteed future value of any car in the range.

When buyers use Skoda finance, they can select the term of the loan, designate how many kilometres will be travelled each year and Skoda will provide a minimum value of the car at the end of that period.

When the finance contract term finishes, drivers can:

• Pay the optional final balloon payment to own the vehicle
• Return the vehicle and pay nothing more (subject to terms and conditions)
• Part-exchange the vehicle for a brand-new Skoda on a new solutions contract (subject to application and approval)

Buyers can have a deposit, or finance the entire figure - including on-roads.

Terms are available from between one year and four years, with varying distances of between 10,000km-25,000km annually.

"This is an offer very few manufacturers can make…most of them are in the premium space," Skoda Australia director Michael Irmer said.

"We have the confidence."

Skoda Financial Services' Frank Czarnetzki said it's all about peace of mind for the customer to enjoy the car without any risk in the future.

"We believe in this car, we believe in the brand, we believe in the value of this car," he said.

"Financing and cars is like a barbie and beer. It belongs together at the end of the day.

"It is absolutely risk free driving."

Drivers must maintain the vehicle in good condition, especially if  they plan to hand it back at the end of the agreement or trade it in, as charges may apply if there is any damage.

It is recommended that the vehicle is only serviced and maintained by an authorised  Skoda dealer - but not enforced. Tyres must be replaced in line with the manufacturers recommendations.