Weathering the storm
THEY may be underinsured, but Scott and Dominique Adams are thanking their lucky stars they were insured at all when savage winds tore the roof off their Banora Point home.
“We only got insurance cover three days prior,” Mr Adams, 33, said.
“We're a young, battling family on a single wage, so we just took out minimum cover.”
Two weeks after the violent storms, in which the North Coast copped up to 405mm of torrential rain in 72 hours and winds gusting up to 130km/h, Mr and Mrs Adam and their 10-month-old son Chace are still picking up the pieces of their first home.
“It's been a slow process,” Mr Adams said.
“There's still only a tarp in place of the roof.”
The young family, who have been staying with family since the devastation of their home, move into temporary housing tomorrow.
“It's just down the road, so we can watch the work on the house and feed the cat,” Mrs Adams, 27, said.
The couple are still unsure about where they stand with insurance.
“We are covered for $200,000,” Mr Adams said. “But we're still not sure if that will cover the damages.
“The first week it got us down, but you get used to it.
“You've got to count all your lucky stars.”
Mr Adams has begun his own clean-up efforts, starting with their former roof, which was lying strewn across their backyard where they were beginning to build a pool.
“I broke it up with the excavator last week. I had fun getting into it,” he said.
“We'd been working on the pool and backyard for about eight months.
“But that's all going on hold; the roof and house is more of a priority.”
The Adams' family home is an empty shell with all the plaster boards removed and puddles formed on their wooden floor.
“We've got to make the most of it,” said Mrs Adams, who is al- ready making new renovation plans.
“There's no point getting down about it.
“The only thing that was really upsetting was that all the renovations were done by Scott, and we've lost all those personal touches.”
Mr Adams had been renovating the house for years.
“We'd just put the cupboard doors on the week before,” he said.
“I put my blood, sweat and tears into this house.”
The roof's structural weaknesses combined with the cyclonic winds are believed to have caused the incident.
“It (the roof) wasn't built to today's standards,” Mr Adams said. “It was 40 years old.
“We're going to make it a bit stronger this time.”
The Adams are hoping to be back in their home by Christmas.
“We've had heaps of help from neighbours and friends,” Mr Adams said.
“A nice lady down the road brought over meat pies and cups of tea when we were packing up the house.”
The family will be applying for Australia Government Disaster Recovery Payments, which are $1000 per adult and $400 for children.
More than $1 million in assist- ance has already been made to people affected by the floods in Northern New South Wales and South East Queensland.